Friday, September 7, 2007 

How Much Compensation Money for a Whiplash or Neck Injury?

Whiplash or neck injuries are very common but there seems to be a stigma involved in claiming compensation for whiplash.With the ever increasing traffic on our roads there are more and more road accidents where whiplash is a common injury. Any accident involving the neck and shoulders can be painful and should be compensated for. Claiming compensation for an accident that was not your fault is your legal and civil right.

There are many different types of neck injuries and many are found in conjunction with back and shoulder problems. The most devastating cases may leave claimants very severely disabled and these claims may have a value of 86,500. On the lower end of the scale where claimants may only suffer a minor strain and only suffer for a few weeks the amount could be as little as 750. Severe neck injury which is associated with incomplete paraplegia or with permanent spastic quadriparesis or where the injured person still has no movement in the neck and suffers severe headaches, the amount of damages awarded could be in the region of 86,500. The compensation awarded to someone with injuries which give rise to severe disabilities could be in the region of 38,175 to 76,350.

With injuries which cause severe damage to soft tissues and or ruptured tendons the amount you could be entitled too could be in the region of 32,000. The precise amount would depend the prognosis and the length of time during which the most serious symptoms are more bearable. Fracture injuries or dislocations which cause severe immediate symptoms and which may necessitate spinal fusion could fetch in the region of 14,500 to 19,100. Fractures can leave markedly impaired function or vulnerability to further trauma and some limitation of activities.

Moderate cases involving whiplash or wrenching type injuries can result in cervical spondylosis, serious limitation of movement with permanent or recurring pain and stiffness with the possible need for further surgery. For this moderate case the amount you would be entitled to would be in the region of 8,150 to 14,500.

The type of injuries which may have exacerbated or accelerated some pre-existing unrelated condition but they may have made a complete recovery. The amount you may be entitled too could be in the region of 4,575 to 8,150. This will also apply to moderate whiplash injuries. The more minor cases where a full recovery takes place within a couple of years the amount would be in the region of 2,550 to 4,575. For a complete recovery that takes a few weeks or months the amount would be 750 to 2,550.

If any of these describes your injury and you believe the accident was not your fault then you should claim compensation. Over 2 million people in the UK have accidents each year, and very few claim compensation for their injuries which is ridiculous. Seeking compensation for pain and suffering your civil and legal right. Whatever type of accident, as long as youre not responsible then you are entitled to compensation and should go about claiming it. The financial loss you would be compensated for could be due to loss of earnings or due to damages to your car or any other personal item. Some people may have to adapt their homes to deal with the injury permanently. Or they may have lost their job and are no longer able to work; stress depression and anxiety are all illnesses that may not have occurred if the accident had never happened. This is why it is ethically right that people should have the opportunity to claim compensation for their injuries however mild or severe they maybe.

No win no fee (Conditional fee agreements) were first introduced in 1995 when legal aid was still available for personal injury cases. The reason it was introduced was to give the people with incomes above legal aid eligibility limits the chance to fund personal injury litigation. People whose income was just about the limit were still finding it difficult to pay for a solicitor. This no win no fee agreement eventually became available to fund most civil cases and the consequence of this was that legal aid was abolished 2000. Contrary to popular belief there has not been a compensation boom, in fact the number of claims has dropped since this time.

So if you have damaged your neck and have suffered whiplash you should be seeking out an accident claims solicitor. Ignore the stigma attached, and find yourself a solicitor that offers free impartial advice and one that has years of experience dealing with accident claims.

Accident claims for the UK market contact Accident Consult for your no obligation consultation. They are experts in dealing with whiplash claims.

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Injury Claim - Undiscovered Tactics

I don't know about you, but me I'm getting sick of receiving so many calls from telesales people asking me if I have per chance an injury claim. Then I see them on the streets, two or three of them walking about in "stalking mode", well dressed and with tons of gel in their hair and holding "professional suitcases". These guys freak me out!

And what is their purpose anyway? Do they want to sell insurance, energy, firewood or what? Or are they just representing another obscure company and they scour the area to "give some tips" on how should they claim injury for an accident that wasn't their fault?

Personal injury claims in the past

Ten years ago there was no such thing you knowIf you were unfortunate enough to have an accident the only compensation which you received was a moral one, and it only came from your family and friends. "Listen to what the doctor said" or "Don't worry, you'll get better soon". And if you had to stay in the hospital you heard "Take two of these and I'll see you in the morning." You didn't get much, really.

Nowadays

Now we are bombarded with so many companies that deal with this kind of thing that we don't know where to choose from. Everybody knows a "good firm". And since advertisements are everywhere, it's hard not to know about such companies. The competition is tough, but many promise a lot and then don't deliver. So you see, the difference between now and then is colossal, some years ago nobody was interested if you had an injury, but now they are all your best pals.

If you choose a random firm and make your plea, it's possible you will later find yourself surrounded by countless problems, like: "Sorry but we don't seem to have the essential files we asked for. Did you really send them to us?", "Who did you speak with again? I don't know if he still works with us", "Your medical report hasn't arrived yet" or many other things that can be used as an excuse.

Complications after complications...

What about the classic 'no win no fee'? That slogan was very common in the beginning. "If you don't win then you don't owe us one dime?" Just sign those documents and your personal injury claim is all set, don't worry about it. Wonderful!

Now after months have gone by, you hear nothing. 3 months later, you call to hear what status your claim has reached. 'Your file's up and running and you should be attending a medical specialist soon.'

6 months go by finally your medical arrives. 4 months later you receive a cheque of 400 and eyes the size of golf balls?! What the hell is going on???

Frustrated with the settlement cheque, you ring the company for questioning. They pull out your file and take you through the charges and how they reached a final settlement. 'But, you... 'Yes, it's all in black and white and you signed it!' But guess what, you're too late, and now you'll learn from that mistake...

Now For The New Trick

100% Compensation! Yes, you get all of your compensation. Amazing, finally a dream come true...

What does it mean?

Once your claim is settled, you will receive the 'full' compensation money, without deductions. Now this is the clever bit... the specialist will payout 100% Compensation, but that does not mean the claim management company will not!

At the end of the claim, the management company (owned by your mates friend) will charge you a kick back after you have received your 100% Compensation. Effectively, you receive 100% Compensation, but once you received it, the claim management company will now take out their fees. Smart eh???

You still, by law, got 100% Compensation from the specialist. Which is what they claimed, however, the deductions kick in afterwards.

You've taken enough beating as it is. It's time to be smart! Beware of the 100% Compensation slogans flying around. How do you avoid them?

Ask!

Find out all about your injury claim now! Discover more on easy tricks and tips to help you make a personal injury claim.

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